Statutory benefits are usually not sufficient to secure the future of your loved ones in case something bad happens. That is why it is important for you to supplement your benefits with voluntary life insurance. Life insurance is a small investment in peace of mind that also covers your loved ones. You can take out life insurance for yourself or joint cover for you and your significant other.
Life insurance is sufficient if it covers your debts and your income for two years.
In the event of death, an agreed life insurance benefit is paid to the next of kin or to other designated beneficiaries as a lump sum.
The benefit payable upon death does not reduce any statutory compensation that may be paid to your family.
This is how life insurance works
Insure yourself and pay it forward
By insuring yourself, you can help secure the life of a disadvantaged child or adolescent in case of injury. For each new life insurance policy we sell, we will donate approximately 1 per cent of the first-year insurance premiums towards arranging accident insurance. This means that more than 1,000 children and adolescents will receive accident insurance each year.
Mandatum works together with the Tukikummit foundation. The assistance granted by Tukikummit supports children in disadvantaged families in Finland who are in danger of being marginalised for financial reasons.
Learn more about Optimi Personal Insurance
The best thing about life is its unpredictability. Life is unique, life is fun. We can assist you in securing yourself against financial risks – to help you sleep better at night.
Your need for insurance cover is highest when you have under-aged children and you or your spouse have a large mortgage. Even a short-term loss of income or unpredictable expenses can put a family’s financial situation in jeopardy.
Mandatum’s Optimi is a flexible and individual personal risk insurance to supplement your statutory insurance cover and make tomorrow easier for you and your loved ones in case of serious illness, disability or death. Your insurance needs are always linked to your life situation – get in touch with us and we will tell you more.
Would you like to hear more about life insurance?
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We will map out your needs
Your insurance needs always depend on your life situation. Your need for insurance cover is highest when you have under-aged children and you or your spouse have a large mortgage. We will tailor a full package always according to your needs.
We will make you an offer
We will draw up a life insurance offer based on your needs.
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