Your employer has made an excellent decision to offer you life insurance cover granted by Mandatum.
Your employer has made an excellent decision to offer you life insurance cover granted by Mandatum.
Your insurance is valid immediately. Learn about what your insurance covers here.
The life insurance benefit helps you with arranging, for example, debt, collaterals and daily life. It does not reduce any statutory compensation that may be paid to your family. Learn about what your insurance covers here.
The amount of the life insurance benefit is the same as your annual base pay and in maximum EUR 70,000. In the insurance’s first year of validity, the amount of the life insurance benefit will be based on the situation as per 1 June. Thereafter, the life insurance benefit will always be based on the January situation info supplied by the employer. The benefit is paid to the next of kin or to other designated beneficiaries as a lump sum.
The insurance covers death caused by an illness or accident and is valid 24/7 anywhere in the world. The insurance is valid for as long as your employment continues.
The beneficiaries are your next of kin. You can change the beneficiary by logging in to the Web Service www.mandatumlife.fi and sending a message about the beneficiary. In your message, be sure to mention that the change in beneficiary concerns “Nokia’s Group Optimi insurance”.
If you wish, you can take out additional individual life insurance cover at a 30% discount negotiated by your employer. You can also supplement the insurance with cover for critical illness, for which your employer has negotiated a 10% increase in the sum insured. The individual life insurance cover and the cover for critical illness require a health declaration given by the insured. The requirement for the discounts is that there is no need to use increased premiums based on the health status of the insured. Leave us your details and we will contact you >>
The insurance is valid for as long as your employment at Nokia continues, and when your employment ends, you have the option of continuing the life insurance cover by taking out an insurance policy yourself, without the need for a health declaration.
Select either cover for critical illness, life insurance or both. You can take out additional individual life insurance cover at a 30% discount negotiated by your employer by using the campaign code "NOKIA30". You can also supplement the insurance with cover for critical illness, for which your employer has negotiated a 10% increase in the sum insured. Take advantage of the benefit by using the campaign code "NOKIA10".
Identify yourself to guarantee safe transactions, and order your insurance package.
Accept the insurance offer and fill in the health report.
If you wish to buy your insurances online, please notice it's only possible in Finnish. You can start from the link below.
Buy the insuranceCover for critical illness is granted to people between the ages of 20 and 64, and life insurance cover is granted to people up to the age of 89. Both types of insurance cover are particularly worthwhile if there are underage children in the family, loans or co-signed debt.
In the event of death, an agreed life insurance benefit is paid to the next of kin or to other designated beneficiaries as a lump sum. It does not reduce any statutory compensation that may be paid to your family.
Cover for critical illness covers these illnesses and procedures: cancer, heart attack, stroke, kidney failure, multiple sclerosis, coronary bypass surgery and organ transplant or bone marrow transplant. You will receive the tax-free lump sum benefit after a physician’s diagnosis, and you are free to use it as you wish.
Based on the beneficiary clause “Next of kin”, half of the life insurance compensation is paid to the spouse and the other half is divided equally between the direct heirs. The direct heirs are the insured’s children.
Take advantage of valuable benefits from Mandatum and our partners. As an employee of Nokia, you are also entitled to benefits that are only available to Mandatum’s customers.
To make sure you don’t miss out on those benefits, you can subscribe to our emails giving you information on the latest benefits.
In the additional information field, you can include, for example, the best time to call you.
We will review your situation and chart your needs.
After discussing matters with you, we will be able to offer services to suit your situation.
