Managing investments and savings

You can check the status of your pension and investment insurance or savings contract, and view your accrued savings and investment objects on the Web Service.

To find your investment information, select Policies from the Web Service’s top menu and then choose the relevant policy. If it possible, under your policy, to change investment objects on the Web Service, you can also take care of the changes to the policy in this section.

Change in the distribution of savings

If you wish, you can change the distribution of your savings into different investment objects.

If you wish to change the distribution of future payments, you can do so by changing your investment plan (see instructions further down on this page).

  • Select the Policies page and select the relevant policy.
  • Open the tab Investments.
  • Select Change the distribution of savings. Select your preferred percentage distribution for the savings in your investment objects. By selecting Add investments, you can choose one or more new investments. Please note that the distribution of the investments must total 100 per cent.
  • When you are ready, select Continue. The name of each investment object contains a link to more detailed information about the investment. Read the information carefully.
  • Confirm any changes made to your investment plan by selecting I have read the rules and brochures pertaining to the investment objects and Accept. Changes to your investments will usually show in the Web Service after a few banking days.

We will implement the requested changes that we receive as soon as possible. Further changes to investments cannot be made until the last change was implemented. A savings estimate is calculated using the prices available at the time of the change. When the actual price for the day is confirmed, it may deviate from the estimate made at the time of the change.

Change to the investment plan

When you wish to change the distribution of future payments, you can do so by changing your investment plan.

  • Select the Policies page and select the relevant policy.
  • Select Investments and Investment plan, and then Change investment plan.
  • In the window that opens up, you can select whether the change applies to future payments or existing savings. When making a change to your investment plan, tick the box The investment plan, i.e. future payments.
  • Select your preferred percentage distribution for your investments. By selecting Add investments, you can choose one or more new investments. Please note that the distribution of the investment objects must total 100 per cent.
  • Confirm the change to your investment plan by choosing Accept.

The personnel fund’s Board decides on the personnel fund’s investment plan, and the employee cannot change the investment objects him-/herself.

Withdrawal of savings

You can withdraw savings from your Investment Insurance or Savings Contract by selecting Withdraw savings under the tab Changes in the policy information section. We charge a handling fee on the withdrawal of savings; the amount of the fee depends on the policy. If you wish to view the size of the fee under your policy, please contact our Customer Service by either sending an online message in our Web Service’s Messages section or by phone, tel. +358 200 31100 (lnc/mnc).

If your policy does not have the option Withdraw savings under the Changes tab, you can make the withdrawal by sending an online message to our Customer Service in the Web Service’s Messages section.

Any fees and possible taxes will be deducted from the withdrawn savings.

You may withdraw funds from the personnel fund once a year during the withdrawal notification period. Check the withdrawal notification period for your fund under Fund’s key dates. Read more about managing personnel fund membership matters on the Web Service.