You can select different types of investment objects for your Savings Insurance or Savings Contract. A large range of investment objects, funds and with-profits savings are available.

We are also continuously developing new investment products that you can include as objects in your insurance solution.

With insurance savings, you need not concern yourself about the subscription and redemption fees for the investment objects or declare savings for taxation. Any changes and transfers can be carried out easily and flexibly through the Mandatum Life Online Service.

Mandatum Life investment objects include investment baskets, structured investments and other investment solutions.

› Read about Mandatum Life investment objects

With fund-linked savings, returns are determined by the value development of the selected mutual funds. When market conditions change, you can change the allocation of different funds and transfer accrued assets between investment baskets or funds.

In the case of with-profits savings, returns are composed of an annual interest and any client bonus potentially granted by the insurance company.