Business Optimi and Group Optimi are personal insurance policies for managing the financial risks related to illness, disability or death.

Business Optimi can be used to arrange individual solutions for entrepreneurs or a company’s key personnel.

Group Optimi is intended for companies with more than 10 employees. It is suited to the entire personnel or a group of at least two employees.

Cover and benefits of the insurance policies:

Death
In the event of the death of the insured, an agreed amount of life insurance is paid to the insured person’s next of kin or company.

Permanent disability
If the insured becomes permanently disabled, an agreed insurance sum is paid to the insured or to the company.

Short-term disability
An agreed amount of daily allowance is paid to the insured or to the company to compensate for the expenses incurred as a result of an absence due to short-term disability.

Serious illness
An agreed amount of compensation is paid to the insured if he or she falls seriously ill. The illnesses covered by the insurance are listed in the Insurance Terms and Conditions.

Hospital expenses
An agreed amount of daily allowance is paid to the insured or to the company if hospitalisation lasts more than five days.

Medical expenses
Compensation of expenses arising from medical treatment, paid to the insured or to the company.

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Product description (pdf) » (in Finnish)

Or call us – we would be happy to tell you more. Call +358 0200 31190 (local network fee/mobile fee) between 8 a.m. and 6 p.m. from Monday to Thursday, and between 8 a.m. and 5 p.m. on Fridays.